![]() ![]() ![]() LoanStar Home Lending (“LoanStar”) received the above referenced customer complaint and appreciates the opportunity to respond LoanStar understands that the home loan process can be daunting to borrowers and strives to offer outstanding customer service and to make the process as easy as possible to all customers Because mortgage loan applications involve a customer’s private financial and other nonpublic personal information, LoanStar’s policy is to not discuss loan specifics through third parties such as the, and we are more than happy and encourage the customer to reach out to the Loan Officer or Branch Manager (contact info below) to discuss in more depth Based on our review, this was a complicated loan application, and the borrowers were preapproved subject to underwriting conditions being met Initially, it appeared that if underwriting conditions were met, the loan could potentially close in April One of the initial underwriting conditions was the documentation of consistent child support payments, which was a condition that was unable to be met Unfortunately, other unforeseen issues arose, including the borrower changing jobs during the loan process and the discovery of a previously undisclosed debt, which further complicated the loan process The Loan Officer spent a lot of time and effort in attempting to get the borrowers qualified, including escalating to management and working with the USDA in the attempt to get a credit waiver LoanStar was also unaware that the customers were planning on giving notice to their current landlord and only discovered this after the customers had actually given notice We understand that the home loan process can be stressful and daunting, and our goal is to ensure that our customers have an enjoyable lending experience and sincerely regret that a better result was not possible here We would welcome the chance to discuss this further with you directly and address possible concerns that you may have Sincerely, David M Legal Manager LoanStar Home Lending Contact info: Loan Officer: Tony B Phone: Email: Branch Manager: Rich G Phone: Email: ***I am rejecting this response because:I spoke with Tony in the very beginning and inquired about changing jobs, before I even interviewed, and was told that it wasn't an issue as long as it was in the same fieldThe job is the EXACT same, with the exact same base salary with additional cash paid in lieu of benefitsThe seller and I also confirmed multiple times with Tony that we would be able to close by the end of March before I ever gave notice that we would be out of our rental in AprilThe undisclosed loan was paid by my brother-in-law and we had discussed with our loan officer having the loan paid by closingAll of the documents had been provided multiple times prior to the date that we received the final notice that we were denied the loanWe were also told that we would be able to have child support accepted with just 3-consistently paid months but instead it was denied because he doubles up on payments one month and then skips another, or sends a payment in a week early or late so it posts in the wrong monthRegardless as to when the payment was received, it's still paidTony was fully aware of the child support payment history prior to us putting in an offer on the home and we never should have been lead to believe we were qualified for the loan and walked through the process of spending all that money on appraisals and inspections if we didn't actually meet the requirements of the loanWhile you claim the loan was escalated to upper management, we had discussed this more than once, and it seemed to keep getting pushed out, we were told it was sent in April 8th and we would hear back monday or tuesday and never heard anything from loanstar again.Sincerely,*** *** ![]()
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![]() ![]() ![]() Just like the flying DeLorean seen in the movie, Saxsma’s HoverCar would feature wheels that rotate inward. Inspired by the flying DeLorean seen in the Back to the Future films, inventor Brent Saxsma is trying to build his own hover car. The quest for a hover vehicle isn’t just being undertaken by big companies. Finally, as reported by The Verge, a Toyota executive announced at Bloomberg’s Next Big Thing Summit in 2014 that the car maker was exploring a similar hover car concept as part of its “most advanced” research and development efforts. Likewise, Google has already demonstrated the feasibility of autonomous vehicles with its self-driving car project. that could also be used to guide and charge autonomous vehicles, as reported by CNET. Although this would require that tracks be installed into roadways, it should be noted that researchers at Stanford have already explored embedding an electrical grid into highways in the U.S. Like existing magnetic levitation (maglev) trains, this wheel-shaped vehicle would rely on an electromagnetic track embedded in the road to enable its ability to hover, while a thruster in the back would propel it forward. So while the hover car showcased in Volkswagen’s concept video has yet to be created, this vision of the car of the future may not be as far-fetched as it seems, since it relies on several proven technologies. Volkswagen’s concept hover car was the result of the German company’s People’s Car Project in China in which consumers submitted their ideas about what the car of the future should look like, according to Digital Trends. However, before you put a TF-X on your Christmas wish list, you should note that the company expects development of the vehicle to last eight to 12 years. #Kids hover car how to#According to Terrafugia, the TF-X will only take the average driver around five hours of training to learn how to operate it. Unlike many other flying car concepts, the TF-X is intended for the typical consumer and not just those with a pilot’s license. ![]() The TF-X will also include many safety features, including the ability to auto-land in case of operator unresponsiveness and a backup full-vehicle parachute system. ![]() According to Terrafugia’s website, although a human operator will have the option to fly the TF-X manually, the vehicle will also have an automatic mode that will fly it between approved landing zones. Perhaps even more impressive than its hovering capabilities is the TF-X’s autonomous navigation system. While the propellers that lift this flying car eventually fold up when it enters flight mode, the nifty vertical takeoff and landing capabilities of the TF-X definitely qualify it as a hover vehicle. Massachusetts-based firm Terrafugia is currently developing an electric hybrid vehicle that will be able to drive like a conventional car, but also takeoff vertically and fly. From hover cars to hover skateboards, here are six hover vehicles that have a decent chance of becoming available to consumers in the years to come. However, all of the technologies employed by these hover vehicles appear to be feasible if given enough funding and research. The hover vehicle projects highlighted on this list are in varying stages of development, from pure concepts to early prototypes. Fortunately, there are several forward-looking companies and individual inventors that are currently working on making humanity’s dreams of commercially available hover vehicles a reality. And while consumers have an impressive variety of vehicles to choose from today, there is a depressing lack of hovering ability among current transportation options. Source: Amblin Entertainment / Universal PicturesĮver since humans invented the first mobile machines, it seems that they have been dreaming of how to make those machines hover. ![]() ![]() ![]() Please fill out the CAPTCHA below and then click the button to indicate that you agree to these terms. #MYST 3 DVD DOWNALOD INSTALL#Download the game from the manufacturers website and install it again. If you wish to be unblocked, you must agree that you will take immediate steps to rectify this issue. 2) Right click on the Myst V, End of Ages and click on Uninstall. If you do not understand what is causing this behavior, please contact us here. Feel free to say thank you by clicking on this button. Myst IV is more interactive than any other previous Myst game. 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